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FHA Foundation Requirements | Charlotte North Carolina
Free FHA Evaluation & Estimate | $300 Value
Inc., of Charlotte NC (general contractors) work closely with
Structural Engineers to perform certified FHA foundation
upgrades and repairs to existing or new manufactured or mobile
homes. These upgrades are typically performed for FHA loans
and lender approvals.
a variety of upgrade services for Manufactured Homes (mobile
homes) in and around the Charlotte, North Carolina
areas. Our upgrade services are mainly focused on
ensuring that homes are structurally sound and meet
the provisions of both FHA (Federal Housing
Administration) or VA (Veterans Affairs) and HUD (U.S. Department of Housing and
Urban Development). The governing document for
these FHA requirements is "The Permanent Foundation Guide
for Manufactured Homes (PFGMH)" or commonly referred to
as the HUD Handbook 007487, dated 1996. This
handbook applies to all loans requiring HUD or FHA certification in North Carolina, including Charlotte and
the surrounding areas.
FHA Foundation Upgrade Referral Form
Commonly Required FHA Upgrades for Manufactured Homes
- Concrete footings or equivalent shall be provided below the frost line for
the concrete block piers that support the chassis of the mobile
or manufactured home.
- Concrete block piers supporting the chassis of the
manufactured home shall be laid using Portland cement mortar.
(As an alternative, block may be laid dry (dry stacked) and
secured with fiber reinforced surface bonding cement such as
Surewall or Quickwall.) Not required for Freddie Mac.
- Manufactured home
chassis shall be anchored to the footings by appropriate
engineered foundation stabilization system. (Screw-in earth
anchors cannot be substituted for anchoring to the footing!)
The Vector Dynamics brand stabilization systems are acceptable
and must be installed per the manufacturer's specifications.
- Manufactured or
mobile home foundation shall be enclosed with a durable
material, such as masonry (brick).
- Adequate number
of foundation vents shall be provided (1 square foot of net free
area per 150 square feet for crawlspace floor area) around the
entire foundation perimeter of the building.
- Entire dirt floor
of the crawlspace shall be covered with 6-mil polyethylene
- Tongue, axles,
and wheels shall be removed from the manufactured home and the
- Utilities shall
be permanently installed where the manufactured home is located.
Why Choose Structural Works, Charlotte's Première FHA Foundation Contractor?
- Structural Works has the experience as expertise to cost
effectively repair and upgrade your manufactured home.
- We provide free estimates for upgrades required to meet the
provisions of FHA & HUD regulations as required by the
structural engineering report or home inspection.
- A quick turn around time is always top priority during most
real estate and refinance transactions. We provide very
fast turn around times which we guarantee to meet your schedule.
- FHA Foundation Certification upgrades are performed by
Structural Works with minimal disturbance to your property.
We leave the property clean and ready for final inspection.
We can also recommend structural engineers for certification as
Basic Qualifications for FHA Approval in North Carolina
- Manufactured or mobile home must be double wide
- Manufactured home must be constructed AFTER June 15, 1976
- The mobile home cannot have been moved more than once (only moved
from the dealership to the current piece of land)
- Flood Insurance - No part of the finished grade
level under the home can be below the 100 year flood
- Tie Downs (Earth Anchors) - The manufactured home or
mobile home (double wide) must have an
acceptable number of tie downs, usually the number is
- Additions are allowed! However, they must have been
- Working farms are not allowed
- Manufactured home must comply with the general FHA requirements
and PASS a structural engineering foundation review and
certification based on the HUD Handbook 007487, The Permanent
Foundation Guide for Manufactured Homes, 1996.
Other FHA Foundation Certification Upgrade Markets
For a list of other locations served by Structural Works,
Charlotte's premiere foundation and FHA upgrade contractor, please
visit the link below.
Other Service Areas For FHA Manufactured Home Foundation Upgrades